詐欺集団
振込み詐欺が騒がれだして何年に成るのだろう。当初は、こんな子供だましのような詐欺・・直ぐに捕まり、消えていくであろうくらいに思っていた。ところがところが、次から次から、新たな手口を編み出し、被害額は増える一方。留まるところを知らず、日本の警察力では対処出来ないまでに、振り込み詐欺は進化している。
この振込み詐欺を真似てか、弊社の採用調査で、新たな横領が発覚した。
採用調査で横領犯が発覚するのは、日常茶飯事とまでは云わないが、そんなに珍しい事ではない。それも、計画的なのもあれば、つい手を出してしまったなど色々で有るが、全て単独犯である。ところが、今回発覚したのは、何と集団である。
手口は、振込み詐欺と同じく極々単純なもの。会社の同僚３人が共謀して架空の会社を立ち上げ、銀行口座を開設し、そこに売上金を一端振り込ませ、その後、本来の会社にまともな金額を振り込むというもの。所謂、迂回振込みである。この間の細工は色々有るが、最近はネット振込みが一般化しており、名義を変えての振込みなど、何の問題も無い。完全に営業と経理が分離しており、システム化されている企業であれば難しさもあろうが、中小企業で、そこらがケースバイケースで行われているようなところであれば、その細工は意外と簡単かも・・・。
How many years has it been since the bank transfer scam started to make a fuss? At first, I thought that such a childish scam would be caught immediately and would disappear. However, one after another, new tricks are devised, and the amount of damage continues to increase. The bank transfer scam has evolved to the point that it is nowhere to be found and cannot be dealt with by the Japanese police force.
In a mockery of this transfer scam, a new embezzlement was uncovered in our recruitment investigation.
I wouldn’t say that embezzlement is an everyday occurrence, but it’s not that uncommon. Some of them were planned, some of them were intentional, some of them were out of control, but all of them were lone criminals. This time, however, it was a group of people who came to light.
The modus operandi is quite simple, as is the bank transfer scam. Three colleagues of the company conspired to set up a fictitious company, open a bank account, have the sales money transferred to the bank account, and then transfer a decent amount of money to the original company. This is what is called a roundabout transfer. There are various kinds of tricks, but recently net transfer has become generalized, and there is no problem such as transfer by changing the name. If it is a company where sales and accounting are completely separated and systematized, it may be difficult, but if it is a small and medium-sized company and the place where it is done on a case-by-case basis, the crafting may be surprisingly easy…
