詐欺師と個人情報
大型連休の中日、今日は５月２日。思い切って９連休にしている企業も多くあると思うが、弊社の様な零細企業はそうも行かない。
クライアントはメイカーから小売業まで千差万別で、日祭日関係なしと云う会社もあり、９連休など考える余地もない。従って今日は出勤日。ただ、通勤電車は何時もの賑わいはなく、平常の３分の２位で何となく休みムードが漂っていた。
そんな中で仕事に勤しんでいたら、知人のおじいさんが突然尋ねて来た。このおじいさん、昔、業界紙を発行していた人で、中々のインテリである。その上、一寸国士的な要素もあり、一家言持っている。従って、お話しを聞くだけで面白い。流石に今では昔語りが多くなっているが、それはそれで面白い。
今日はひょんな事から詐欺師の話になった。「詐欺師と云うのは、自分が自分を騙し、自分が詐欺師である事を忘れ、一生懸命に詐欺の仕事をする。それは見事と云うか凄いよネ・・・、しかも、詐欺師は凄く頭が良い。従って、自分が人を騙し、少々のお金にするのは許される事だと思っているみたいだね。」、「だいたい詐欺師と云うのは、詐欺がバレて逮捕されても反省する事は先ず無い。失敗したと反省しても、詐欺行為を反省する様な事は１００％ない・・・」、「確かにそうだよね・・・、ところで詐欺を見抜く方法をご存知ですか・・・」「よくは判らないが、難しいね。先ずその時は判らない。騙されて初めて気がつくくらいで、見抜くのは難しい・・・」。こんな話しに花が咲き、１時間以上盛り上がった。
実は弊社の様な調査業は、実は詐欺を見つけ出すのが主な仕事なのです。ただ、詐欺罪は、詐欺を働こうとして詐欺を働いた場合に詐欺になるのであって、詐欺をしようと思っていた訳ではないが、結果的に詐欺的行為と取られても仕方ない結果に至った等と云うのは詐欺罪は成立しない。
例えば、某企業に就職したいが為に、学歴や職歴を誤魔化し、面接でも嘘八百を並べ就職できたとする。これは詐欺か詐欺でないのか？。
経歴を誤魔化し、嘘をついて就職したのだから詐欺行為ではあるのは間違いない。但し、詐欺罪が適用されるかは疑問。本人は詐欺を働こうなどとは思って無く、ただ就職したい一心で誤魔化しただけで、罪の意識など殆どない。
商売の計画段階で、資金集めの為に、将来の夢をとうとうと語り、実現間違いなしくらいの事を云う人は五萬と居る。その話しに乗り、なけなしの金を出し、結果的に取られただけで終わった、等という話しも五萬とある。これも、結果的に騙しになったと云うだけで、本人が騙す気は無かったと云えばそれまでのこと。
従って、本当の詐欺師は、詐欺をしようとして詐欺を働くのでは無く、本人自身が自分を誤魔化し、妄想を膨らませ、その妄想を信じて、周囲の人を巻き込んで行くのである。
ただ、詐欺師は自分の出生や親兄弟の事など、所謂、戸籍事項は下隠しにするか、嘘をつき、自己の経歴がバレないようにしている。従って、商売の話しでも、金の貸し借りの話しでも、求職者に関しても、結婚に関しても、疑問が生じたら、その人の戸籍事項及び履歴を確認すれば大半の事は判る。
ところが、最近は、個人情報保護の名のもとに、戸籍も住民票も、履歴確認も出来なくなっている。所謂、詐欺行為を出来るだけ見抜けない様に、国が法律や行政指導で援助し、詐欺行為を保護する施策を次々と打ち出している。
この事は、我ら調査業者で無ければ判らない。普通の人は自分の情報はできるだけ保護して貰いたいと考えている。だから、保護する施策をすると、それは良いことだと納得する。ところが、その為に自分が騙され大損をするなどとは考えもしない。
Today is May 2, the middle day of the big holiday season. I’m sure there are many companies that have taken nine consecutive holidays, but it’s not so easy for a small company like ours.
The clients range from manufacturers to retailers, and there are some companies that say that there are no holidays, so there is no room for nine consecutive holidays. Therefore, today is a workday. However, the commuter trains were not as crowded as usual, and it was about two-thirds of the usual number.
As I was working in the midst of all this, an old man I knew suddenly asked me, “What do you want to do? This old man used to publish a trade newspaper, and he was a very intelligent man. On top of that, he’s a bit of a nationalist and has a family name. Therefore, it is interesting to just listen to the story. There are many old stories nowadays, but it’s interesting in its own way.
Today, in a stroke of fate, we’re talking about a con artist. He is a fraud, he cheats himself, he forgets that he is a fraud, and he works hard to cheat. It’s amazing, it’s amazing…and the scammer is very smart. Therefore, you seem to think that it’s acceptable for you to fool people into making a little money. He said, “Most of the time, fraudsters don’t feel sorry when they are arrested after being caught. It’s a good idea to be able to have a great deal more than just a small number of people in your area. First of all, I don’t know at the time. It’s so hard to see through it that you don’t even realize it until you’ve been tricked…. This kind of talk bloomed and we had a great time for over an hour.
In fact, the main job of an investigative business like ours is actually to find scams. However, a person is guilty of fraud if he or she committed a fraud with the intention of committing a fraud, and he or she did not intend to commit a fraud, but as a result, the person is not guilty of fraud if he or she acted in a fraudulent manner.
For example, if you want to get a job at a certain company, you falsify your academic and work experience, and even at the interview, you are able to get a job with a bunch of lies. Is this a scam or not a scam?
He falsified his background and lied to get a job, so there is no doubt that it was a fraud. However, it is questionable whether the fraud charge applies. He didn’t want to commit fraud, he just wanted to get a job, so he was just deceiving himself, and he hardly feels guilty.
There are fifty thousand people who, in the planning stage of their business, talk about their future dreams in order to raise money, and say things that are sure to come true. There are also fifty thousand stories of people who took advantage of the story, paid nothing, and ended up getting nothing but money. In this case, it is only a result of the fact that he was deceived, and it is only a matter of saying that he did not intend to be deceived.
Therefore, a real fraudster does not commit fraud in order to commit fraud, but rather, he or she deceives himself or herself, inflates his or her delusions, believes those delusions, and involves those around him or her in the process.
However, the scammer either hides or lies about his or her birth and siblings’ so-called family registration information in order to keep his or her background from being revealed. Therefore, when there is a question about a business, a loan or a loan of money, a job seeker, or a marriage, most things can be understood by checking the family register and history of the person.
Recently, however, in the name of protecting personal information, it is no longer possible to check the family register, residence certificate, or history. In order to prevent fraudulent activities from being detected as much as possible, the government has come up with a series of measures to protect fraudulent activities by providing assistance through laws and administrative guidance.
Only we, the investigators, would know about this. Normal people want their information to be as protected as possible. So when you have measures to protect, you are convinced that it is a good thing. However, I would never think that I would be cheated and lose a lot of money because of it.
