前にも書いたかも知れませんが、年末年始になぜか売れる家計簿について僕の考えを書いてみます。

家計簿は家庭または私生活でのお金の出入りを記録する帳簿。
会社では損益計算書になるでしょう。これをやらないといくら利益が出たのか損失が出たのかわからないですよね。
家計簿をつけると管理会計のように運用できて節約になると多くの人が思っていますが、お金は活かさないとか減るばかり。貸借対照表（バランスシート）も作成して資産がいくらで負債がいくらかなのかを同時に見ないと、ただのどんぶり勘定になってしまいます。

マネーフォワードやZaimをはじめとした優秀な家計簿アプリを使うと家計のバランスシートが自動で作成されるので主婦の皆さんには強くオススメします。

家事や育児。旦那（笑）や姑のことなど主婦の仕事は大変。
家計の最適化は出来るだけ自動化させて少しでも自由な時間を作らないと資産運用にまで気が回らないと思います^_^

マネーフォワード ME
https://moneyforward.com/features/1

家計簿Zaim
https://zaim.net/

Talking about household account books.

I may have written about this before, but I’d like to share my thoughts on household account books, which for some reason sell well during the year-end and New Year holidays.

A household account book is a record of money coming in and going out of the home or private life.
In a company, it would be a profit and loss statement. If you don’t do this, you don’t know how much profit or loss you have made.
Many people think that keeping a household account book will help them save money by operating like a management accountant, but money will only decrease if it is not utilized. If you don’t have a balance sheet to see how much you have in assets and how much you have in liabilities at the same time, you’ll end up with nothing but a bowl of rice.

I strongly recommend housewives to use excellent household account bookkeeping applications such as MoneyForward and Zaim, as they will automatically create a balance sheet for your household budget.

Housework and childcare. Housewives have a lot of work to do with their husbands (lol) and mother-in-laws.
If you don’t automate the optimization of your household budget as much as possible and create a little free time, you won’t be able to pay attention to asset management ^_^.

MoneyForward ME
https://moneyforward.com/features/1

Housekeeping Zaim
https://zaim.net/